The insurance plan depends on the compartment model to the risk factors for the cost of health care for infectious diseases

Abstract

Infectious diseases that occur in various countries, in addition to having a critical impact on the health sector and financial losses to the community, can also have an impact on health insurance companies because of extra claims. Insurance plays a role in preventing and transferring the risk of infectious diseases and seeks to model infectious diseases. The compartment model is a mathematical model most commonly used to describe susceptibility and infection in infectious diseases. In this systematic review of the literature, we provide an overview of the developmental capabilities of the compartmental model for insurance coverage. To report on the development of the compartmental model applied in planning insurance frameworks to provide health care benefits, we review the literature highlighting various compartmental models in infectious disease epidemics. The method used is to identify relevant publications using Dimensions, Science Direct, and Google scholar, with a focus on compartmental models of infectious disease dynamics.  From the three databases, 45 articles were found in the initial search after removing duplicates. From 45 articles, reviewed in full text, finally resulted in 14 studies discussing the compartment model. We found that most of the reviewed journals used the SIR compartment model in planning the health care benefits insurance framework.